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目前顯示的是 5月, 2014的文章

互聯網金融

互聯網金融近期正夯 這或許可以解釋為何騰訊可以大漲 以及內地銀行股普遍pe比異常低的原因之一(其他因素包含帳本不清, 國企色彩等) 但如果這是一個趨勢 suppose全球銀行類股都應該反映這種利空 為何在其他國家(USA, UK, EURO)看不到這樣的情況? 是因為當地的行動金融並不發達嗎? 或者有其他甚麼原因造成的? 不甚理解 持續觀察

Some thoughts about SAN

    In past 2 years, SAN used to issue new shares to holders and wanted holders to treat these new shares as dividends. (They can sell new shares for you, so what you received is cash not shares.) If SAN needs capital for future growth, there are 2 possible ways - either issue new shares or increase debt ratio. I guess they have some troubles on increasing debt ratio and still want to have dividends to share holders, so this becomes the only way to fulfill both needs at the same time. But  I don't like this approach when the intrinsic value is higher than current market price. They are diluted the value of this company. Even though some argued that if the RoR of the capital they get from new issues are higher thant WACC, they are increase company value. But since the interest rate is kept at this half-century low, borrowing shall be a better way to increase company value than issuing new shares.     However, I have to say that the dividend rate is quite goo...