VT
https://investor.vanguard.com/etf/profile/VT
expense ratio - 0.09%
dividend yield - 2.317% = (0.4348+0.5508+0.2810+0.4890)/75.76
withholding tax rate - 30%
total holding cost = 0.09% + 2.317%*0.3 = 0.7851%
VWRL/VWRD (currency GBP/USD)
expense ratio - 0.25%
dividend yield - 2.17%
withholding tax - 0%
total holding cost = 0.25% + 2.17%*0 = 0.25%
VWRA/VWRP/VWCE (currency USD/GBP/EUR)
https://americas.vanguard.com/institutional/mvc/detail/etf/overview?portId=9679&assetCode=EQUITY
expense ratio - 0.25%
dividend yield - 0% (accumulating)
withholding tax - 0%
total holding cost = 0.25% + 0%*0 = 0.25%
**************************************
Conclusion
**************************************
VWRL/VWRD = VWRA/VWRP/VWCE < VT
If investors want to use EUR, they could consider buying VWCE.
**************************************
Misc
**************************************
Irish ETF for NRA(A must read!)
https://www.bogleheads.org/wiki/Nonresident_alien_with_no_US_tax_treaty_%26_Irish_ETFs
ps: a good article
https://investmentmoats.com/wealth-building-2/etfs-singaporeans-global-equity-exposures/
留言